Deaconess Billing Services
Financial and Insurance Information
Being hospitalized or undergoing a medical procedure can be stressful. Medical bills often add to this stress. At Deaconess, we try to simplify the billing process as much as possible.
Choose from the payment methods below to learn more about billing services.
If you have:
If You Have Health Insurance...
Your Responsibility: Before undergoing medical procedures or being hospitalized, familiarize yourself with the terms of your insurance coverage. You will be responsible for co-payments, deductibles and other non-covered services that insurance does not pay. Payment is requested during registration. Please be prepared to provide a copy of your health insurance card prior to services. You may also need to provide insurance forms supplied by your employer or insurance company.
Our Commitment: For most insurance plans, we will verify your insurance coverage and bill your insurance company on your behalf. You will be responsible for paying any amount of your bill that your insurance company does not pay. If you make an overpayment, we will refund the amount after we receive all payments from your insurance company.
If You Are a Member of an HMO or PPO
Your Responsibility: Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) sometimes have special requirements, such as pre-certification for certain procedures or second opinions before a surgical procedure is approved. You are responsible for ensuring that all the requirements of your health insurance plan are met. If the requirements of your plan are not met, you may be responsible for payment of all or part of the services rendered by the hospital.
Our Commitment: If we accept insurance assignment, we will bill your insurance company on your behalf. We will also verify coverage with your insurance company either before or during your hospital stay. We will request additional payments from you for any amounts of your bill that your insurance company does not pay. If you make an overpayment, we will refund the amount after settlement with your insurance company.
If You Are Covered by Medicare
Your Responsibility: Familiarize yourself with your Medicare benefits before a medical procedure or hospitalization. Medicare may pay all or a portion of your hospital charges, but understand that non-covered fees are your responsibility. Be aware that Medicare specifically excludes payment for certain services, such as cosmetic surgery, some oral surgery procedures, personal comfort items, hearing evaluations and others. Prior to services, please provide a copy of your Medicare card. Also, you must complete and sign the appropriate forms, including the Medicare questionnaire, noting your Medicare recipient number. Medicare deductible amounts for inpatients are due at the time of discharge, unless you have a Medicare supplemental policy. Outpatients are expected to pay their co-insurance and deductibles at time of registration.
Our Commitment: Deaconess will verify your Medicare eligibility and process your claim. If you have a Medicare supplemental insurance policy or second insurance, we will bill them for you as well.
If You Are Covered by Medicaid
Your Responsibility: Familiarize yourself with your Medicaid benefits before a medical procedure or hospitalization, and understand that non-covered fees are your responsibility and are due at registration or upon discharge from the hospital. Medicaid may pay for all of your charges except for personal convenience items, depending on the type of coverage, but be aware that Medicaid has payment limitations on a number of services. Also, Medicaid does not pay for the cost of a private room unless medically necessary. Prior to services, please provide a copy of your Medicaid card.
Our Commitment: Deaconess will verify your Medicaid eligibility and process your claim. We can also help you apply for Medicaid during your hospitalization.
If You Have No Insurance
Your Responsibility: Patients without medical insurance coverage will be asked to prepay an estimated bill or make other payment arrangements in advance, based on services you are expected to receive and the estimated length of the hospital stay. Any unpaid balance will be due at the time of discharge.
Our Commitment: Deaconess can usually make financial arrangements for patients who do not have insurance. A Patient Accounts Department representative will assist you in making payment arrangements or applying for Medicaid or other governmental assistance programs.
Deaconess Hospital and Deaconess Gateway Hospital offer a discount to uninsured patients. Depending on how much you qualify for, this can amount to a discount of up to 35% of your total charges.
Deaconess Hospital and Deaconess Gateway Hospital are committed to providing quality care to all patients in need. We have limited funds available for patients who are financially unable to pay their bills.
Extended Payment Arrangements
If you are unable to pay the balance of your bill either before or at the time of discharge, you may qualify for an extended payment plan.
If you have questions about this information during your stay, please call the Deaconess Business Office at 812-450-6815.
Payment Information for All Patients
The uninsured portion of your hospital bill is due at the time of your discharge, but we realize you may not have the resources to pay the entire amount the day you leave the hospital. No finance charge will be accrued if you pay the balance due within 30 days or for 45 days while any insurance claim is pending. Accounts of more than $225 that are not paid in full within 60 days may be transferred to a financial institution to arrange monthly payments.
You may use cash, check, Visa, MasterCard or Discover to pay your hospital bill.
Cashiers (8:00am - 4:00pm):
812/450-3451 or 812/450-3452
Toll Free: 800/467-4171 (for area codes 317, 618, 270, 812)
Patient Financial Services (8:00am - 4:15pm, Monday - Friday):
Toll Free: 800/467-1682